"Just a note to say "Thank You" for your continuing advice, enthusiasm and positive personal approach to all our mortgage questions and challenges over the past 3 homes in 15 years. From our first contact with you in 2005 to our most recent mortgage renewal, just a month ago, your guidance has been indispensable, accurate and financially valuable. You are always first on our call list when it is time to adjust our real estate requirements. Cheers."